GPEA Mortgage Calculator

The Guild of Property Professionals
Mortgage Services - Provided by L&C

0800 073 1945

Helping you to find the right mortgage
The Guild has partnered with L&C , the UK’s largest FEE FREE mortgage broker to offer you expert advice and help when looking for a mortgage.

Over 1 million people have come to L&C for their mortgage service

Compare over 90 lenders
No need for a credit check
Award winning service – L&C have won over 150 awards
The entire service is free

Listed below is a selection of best buy mortgage deals. These mortgage deals are updated frequently, so make sure you check them regularly to see what's available. To calculate what the monthly repayment for any of these deals would be tailored to your personal circumstances, click on ‘more' to access the calculator.

Example Purchase price - £197,956 freehold

Lender	Scheme Type	Initial Rate	Overall Cost for Comparison (APRC)	Deposit	Arrangement Fee	Early Repayment Charges	Monthly Payment
Virgin Money	Fixed to 01/01/27	0.40%	7.8%	40%	0	2.5% reducing to 1.5% until 01/01/27*	£470.06**	More	Call	Online
Virgin Money	Fixed to 01/01/27	1.19%	7.9%	25%	0	2.5% reducing to 1.5% until 01/01/27*	£639.48**	More	Call	Online
Furness	Fixed for 2 years	1.35%	7.5%	20%	0	3% reducing to 2% for 2 years*	£693.68**	More	Call	Online
Virgin Money	Fixed to 01/01/27	1.76%	8.0%	15%	0	2.5% reducing to 1.5% until 01/01/27*	£769.16**	More	Call	Online
Virgin Money	Fixed to 01/01/27	2.01%	8.0%	40%	0	2.5% reducing to 1.5% until 01/01/27*	£557.05**	More	Call	Online
Furness	Fixed for 2 years	2.25%	7.7%	10%	0	3% reducing to 2% for 2 years*	£856.22**	More	Call	Online
Virgin Money	Fixed to 01/01/27	2.47%	8.1%	10%	0	2.5% reducing to 1.5% until 01/01/27*	£875.41**	More	Call	Online
Virgin Money	Fixed to 01/01/27	2.48%	8.1%	25%	0	2.5% reducing to 1.5% until 01/01/27*	£730.24**	More	Call	Online
Virgin Money	Fixed to 01/01/30	2.55%	6.8%	40%	0	5% reducing to 2% until 01/01/30*	£588.30**	More	Call	Online
Furness	Fixed for 2 years	2.63%	7.7%	20%	0	3% reducing to 2% for 2 years*	£790.69**	More	Call	Online
* Early Repayment Charges. ** The monthly payment is based on the maximum that could be borrowed on this mortgage scheme against the purchase price of the property selected.

Representative Example: A mortgage of £197,956 payable over 23 years, initially on a fixed rate until 30/09/23 at 2.09% and then on a variable rate of 4.49% for the remaining 18 years would require 62 payments of £903.99 and 214 payments of £1,097.21. The total amount payable would be £291,982 made up of the loan amount plus interest (£92,894) and fees (£1,132). The overall cost for comparison is 3.6% APRC representative.

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Lender:

Deposit: %

Initial Rate: %

Subsequent Rate: %

Description:

APRC: %

ERC:

Fees: £

Max LTV: %

Monthly repayment: £

Please note: Interest only may be available on this mortgage scheme please call one of L&C's expert mortgage advisers or request a call back.

Calculate the monthly repayment based on the amount you want to borrow

Property Price

Deposit amount

Loan amount

Repayment term

Interest rate

Fees

Representative example: A mortgage of £125,000 payable over 20 years, initially on a variable rate for 3 years at 1.50% and then on a variable rate of 4.99% for the remaining 17 years would require 36 payments of £603 and 204 payments of £790. The total amount payable would be £161,692 made up of the loan amount plus interest (£36,242) and fees (£450). The overall cost for comparison is 4.00% APRC representative.

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The Guild of Property ProfessionalsMortgage Services - Provided by L&C

The Guild of Property Professionals
Mortgage Services - Provided by L&C