The Guild of Property Professionals Mortgage Services


Helping you find the right mortgage

In today's turbulent market it's hard to know which way to turn to find the right mortgage. That's why White Heather Estates has joined forces with L&C, the UK's leading no fee mortgage broker to offer you free advice about the best mortgage to suit you. L&C's advisers have extensive mortgage expertise and can help first time buyers, home movers, buy-to-let purchasers and those looking to remortgage. You can speak to one of our advisers now on , or request a call back.

Benefits of our service

  • Fee-Free advice from the UK's leading Independent Fee-Free mortgage broker
  • Expert advice on mortgage and protection from across the market
  • Access to exclusive rates not available on the high street
  • Available 7 days a week by phone or email
  • Award winning service
  • Free Buyer's Protection policy (if your purchase falls through)*
  • On-line mortgage tracking facility
  • Free Guide to House Buying

*terms and conditions apply

Buying a home

Whether you are a first-time or next-time buyer, purchasing a new home can seem like a daunting and expensive process. The Guild of Property Professionals’ mortgage service, on the other hand, is designed to save you time and money. The service provides fee free, award-winning mortgage advice which means your costs are kept to a minimum. Also, as well as finding you the right mortgage, your advisor will ensure it completes on time, making the whole process a lot less stressful.

Finding the right mortgage is all important in the house-buying process so our website is packed with information to help you with your initial research, such as mortgage best buys, useful mortgage calculators and helpful mortgage videos and articles.

Once you've found a home to buy, L&C's fully-qualified mortgage advisors will be happy to help find the best mortgage for you, free of charge. Advisors are available seven days a week so you can sort out your mortgage at a time that suits you.

The Guild of Property Professionals' mortgage service is provided by the UK's largest fee-free mortgage broker who can also help you find the best value life insurance for your mortgage. We can also get you competitive rates on the required legal work.

Helping you find the right mortgage

In today's turbulent market it's hard to know which way to turn to find the right mortgage. That's why has joined forces with L&C, the UK's leading no fee mortgage broker to offer you free advice about the best mortgage to suit you. L&C's advisers have extensive mortgage expertise and can help first time buyers, home movers, buy-to-let purchasers and those looking to remortgage. You can speak to one of our advisers now on , or request a call back.

Benefits of our service

  • Fee-Free advice from the UK’s leading Independent Fee-Free mortgage broker
  • Expert advice on mortgage and protection from across the market
  • Access to exclusive rates not available on the high street
  • Available 7 days a week by phone or email
  • Award winning service
  • Free Buyer's Protection policy (if your purchase falls through)*
  • On-line mortgage tracking facility
  • Free Guide to House Buying

*terms and conditions apply

Helping you find the right mortgage

In today's turbulent market it's hard to know which way to turn to find the right mortgage. That's why has joined forces with L&C, the UK's leading no fee mortgage broker to offer you free advice about the best mortgage to suit you. L&C's advisers have extensive mortgage expertise and can help first time buyers, home movers, buy-to-let purchasers and those looking to remortgage. You can speak to one of our advisers now on , or request a call back.

Benefits of our service

  • Fee-Free advice from the UK’s leading Independent Fee-Free mortgage broker
  • Expert advice on mortgage and protection from across the market
  • Access to exclusive rates not available on the high street
  • Available 7 days a week by phone or email
  • Award winning service
  • Free Buyer's Protection policy (if your purchase falls through)*
  • On-line mortgage tracking facility
  • Free Guide to House Buying

*terms and conditions apply

Helping you find the right mortgage

In today's turbulent market it's hard to know which way to turn to find the right mortgage. That's why has joined forces with L&C, the UK's leading no fee mortgage broker to offer you free advice about the best mortgage to suit you. L&C's advisers have extensive mortgage expertise and can help first time buyers, home movers, buy-to-let purchasers and those looking to remortgage. You can speak to one of our advisers now on , or request a call back.

Benefits of our service

  • Fee-Free advice from the UK’s leading Independent Fee-Free mortgage broker
  • Expert advice on mortgage and protection from across the market
  • Access to exclusive rates not available on the high street
  • Available 7 days a week by phone or email
  • Award winning service
  • Free Buyer's Protection policy (if your purchase falls through)*
  • On-line mortgage tracking facility
  • Free Guide to House Buying

*terms and conditions apply

Speak to an Adviser

If you've had an offer accepted, or if you're remortgaging, you can speak to one of our advisers now on 0844 8588 006, or request a call back:

Mortgage Best Buys (Updated Daily)

The figures below are based on a purchase price of £250,000

The Guild of Professional Estate Agents Mortgage Services - Provided by L&C
Duration of loan  years 
Lender Scheme Type Initial Rate Subsequent Rate Overall Cost for Comparison (APR) Arrangement Fee Help With Costs Early Repayment Charges Early Repayment Details Monthly Payment Average Cost LTV
Santander Fixed to 02/06/21 1.39% 4.00% 3.3% £0 Free Early Repayment Charges apply 3% until 02/06/21 £493.49 * £6836.38 * 60%
Lloyds Fixed to 31/05/21 1.43% 4.24% 3.8% £0 Free Early Repayment Charges apply 2% reducing to 1.3% until 31/05/21 £495.82 * £6449.34 * 60%
Halifax Fixed to 30/06/21 1.44% 4.24% 3.8% £0 Payable Early Repayment Charges apply 1.4% reducing to 0.8% until 30/06/21 £496.40 * £6556.30 * 60%
Halifax Fixed to 31/05/21 1.44% 4.24% 3.9% £0 Payable Early Repayment Charges apply 1.75% reducing to 1.4% until 31/05/21 £496.40 * £6554.30 * 60%
Santander Fixed to 02/06/21 1.44% 4.00% 3.6% £0 LC Conv Early Repayment Charges apply 3% until 02/06/21 £496.40 * £6746.30 * 60%
Sainsburys Fixed to 30/06/21 1.45% 4.49% 4.1% £0 LC Conv Early Repayment Charges apply 2% reducing to 1% until 30/06/21 £496.99 * £6599.38 * 60%
Yorkshire BS Fixed to 30/06/21 1.47% 4.99% 4.1% £0 Payable Early Repayment Charges apply 2.5% reducing to 1.5% until 30/06/21 £498.16 * £6842.92 * 75%
Lloyds Fixed to 31/05/21 1.48% 4.24% 3.8% £0 Free Early Repayment Charges apply 1.75% reducing to 1.3% until 31/05/21 £498.75 * £6484.50 * 75%
Sainsburys Fixed to 30/06/21 1.48% 4.49% 4.1% £0 Payable Early Repayment Charges apply 2% reducing to 1% until 30/06/21 £498.75 * £6620.50 * 60%
Sainsburys Fixed to 30/06/21 1.48% 4.49% 4.1% £0 Payable Early Repayment Charges apply 2% reducing to 1% until 30/06/21 £498.75 * £6620.50 * 75%

To Speak to an Adviser For Free call: 0844 8588 006 Guild Mortgage Service

*The monthly payment is based on a repayment mortgage where the amount borrowed is equal to the % of the purchase price shown in the LTV column.

The GPEA Mortgage Service is provided by London & Country, the UK's leading fee-free mortgage broker. Their expert mortgage advisers will recommend the best mortgage to suit your personal circumstances and you'll have help managing your mortgage from start to finish. Whether you're a first time buyer looking to get on the property ladder, a home mover, a landlord buying property to let or an existing borrower looking to remortgage your current deal, their advisers are available to help you 7 days a week.

The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.

Representative example A mortgage of £125,000 payable over 20 years, initially on a variable rate for 3 years at 1.50% and then on a variable rate of 4.99% for the remaining 17 years would require 36 payments of £603 and 204 payments of £790. The total amount payable would be £161,692 made up of the loan amount plus interest (£36,242) and fees (£450). The overall cost for comparison is 4.00% APRC representative.